GCP Software | OMNI-CHANNEL DIGITAL BANKING
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OMNI-CHANNEL DIGITAL BANKING

OMNI-CHANNEL DIGITAL BANKING SOLUTION FOR FINANCIAL INSTITUTIONS

GCP Software delivers the comprehensive omni-channel digital banking solution that enables financial institutions to digitalize their business by providing banking services for all customer segments across any device and channel.

Our white label omni-channel digital banking solution is built on a state-of-the-art multi-layer architecture enabling financial institution to configure most of the functionality without the need of development, mobile applications builds and web application interface changes.

The applied architecture enables easy customization and fast deployment both on-premises and SaaS.

 

WHAT YOU WILL GET

Our solution is compliant with European PSD2 directive to allow TPP (third party payment service providers) to request information to GCP Back Office and initiate transactions in GCP Back Office.

Our white label offering includes the following out-of-the-box:

Components:

  • GCP Mobile App
  • GCP Internet Banking
  • GCP Heimdall Omni-Channel Server
  • GCP business administration console
  • GCP Psi payment and settlement solution
  • GCP Psi workflow and integration solution

Functionality:

  • Retail, SME and Corporate segments with different functionality and electronic multi-signature capabilities
  • Customer and related persons management
  • Accounts management
  • Loans and deposits
  • Payments and transfers
  • FX trading
  • Batch payments load
  • Secure correspondence within the system
  • Accounting
  • Reporting
  • Limits and fees
  • AML
  • SEPA, SWIFT
  • User individual settings
  • Corporate functionality:
    • One user – multiple customers
    • API for integration with Corporate GL systems
    • Tailored workflow for payments and documents
    • Group transaction approval
    • Fees and limits
  • Engage module (targeted campaigns, flexible segmentation)
  • Loyalty module
  • In-app notifications
  • System configuration without development

Security:

  • TLS v1.2 for secure encryption between client and server
  • AES256/CBC for mobile device local data encryption
  • ECDSA digital signature for fingerprint- and PIN-based authentication
  • SRP-6a user authentication for eliminating man-in-the-middle attacks
  • Built-in Token Management system
  • Flexible settings for authentication levels and transactions confirmation
  • Authentication and confirmation methods:
    • SRP-6a password
    • E-Tan OTP (cryptographic code generated based on details of a specific transaction)
    • PIN
    • biometry
    • electronic signature
  • Device management
  • Maker-checker support for internal users

Environments:

  • Testing
  • Integration
  • Pre-Prod
  • Prod

 

Deployment models

  • SaaS
  • On-Premises